Services

What we offer?

EMPLOYEE WELLNESS

Our services seek to integrate in overall employee wellness programmes with specific focus to financial wellness. We believe financial wellness is also a key focus area in employee wellness and as such our services seek to integrate and contribute in the holistic employee wellness proposition.

Financial Wellness Presentations or Workshops - Employers

In partnership with employers, we provide financial education sessions through 2-hour presentation sessions, half day workshops, Full Day Workshops or 2 Day Workshops (specific to Pre-Retirement).

For effectiveness, we aim where possible, to go beyond informing but to also combine learning and individual consultations in order for employees to improve their financial standing in the workplace. Employer needs differ from one employer to the other and accordingly, we aim to design solutions which have been tailor-made and agreed upon with the employer after comprehensive consultation and engagement having taken into account the employer needs.

Our programs are conditioned to suit the employees at different work stages such as:

Inductions
Change of Pay Grades
Payment of Bonuses
Over indebtedness
Retrenchment
End of Fixed Term Contracts
Retirement (Pre-Retirement)

Individual Consultation

We provide this service for those that may wish to engage independently. A financial needs analysis is conducted and a report is prepared for client to inform financial decisions. This report is prepared for information purposes only. Should assistance be required with implementation, clients will be accordingly directed to relevant implementing parties.

CONSULTING & ADVISORY

We offer technical services that focus on building and improving capacity within SMME’s and NGOs, by helping them achieve their desired goals and improve output.

Consulting

Consulting services comprise Technical Services and Training.

Technical Services include providing Human Resources Support in the area of recruitment i.e., interviews, appointments and inductions.
Training Services include conducting of board of directors’ inductions (basic corporate governance principles) and strategic planning sessions i.e., development and/or review sessions.

Advisory

Advisory services comprise specialized financial services aimed at enhancing business planning and financial management outcomes.

Business or Project Planning
- Often entrepreneurs will come up with ideas and NGOs with projects to be executed. While these maybe genuine they often need to be financially sound and viable when presented to financial institutions or donors. Upon engaging and understanding objectives, we are able improve the financial aspect of particular business plan or project by structuring realistic financial projections and improve financial proposal.
Financial Management
- Prudent financial management is key in any organisation. Services extended include preparation and presentation of unaudited:
  - Monthly Management Accounts; and
  - Annual Financial Statements.

SPECIALISED RETIREMENT FUND SERVICES

We have since 2020 introduced specialised retirement fund services, where in line with our vision we seek to add value to retirement funds by providing independent solutions. Leveraging of our Consultants’ extensive experience in the employee benefits industry we offer the following services:

Independent Principal Officer Services

With increasing compliance requirements and responsibilities accompanying the role of a Principal Officer, it becomes difficult to execute when the role is part of other responsibilities. In extending our service to retirement funds, Trustees are able to procure independent principal officer service that will fully account to the Board. In adding value, we seek to improve the following for retirement funds:

Administration – Ensure that Fund Administrators execute services in line with respective service level agreements.
Communication – Maintain open communication between the Fund and Members, on Fund matters.
Investments – Ensure that investment mandates are met by Investment Managers for the benefit of Members.
Compliance – ensure Fund is compliant in all material aspects as required by legislation and expected by the Regulator.

Independent Trustee Services

Often retirements funds are developed inhouse by Employers and Administrators, where in line with the Legislation, Trustees are duly elected and appointed. The services are targeted at Umbrella Funds (Administrators) and Stand-Alone Funds (Employers) funds that require a degree of independence for the benefit of members.

We believe that bringing an independent view on board increases transparency and also confirms that decisions are taken at all times in the interest of Members or Participating Employers.